Built for MCA brokers & ISOs

Stop shotgunning. Know who'll fund it before you send.

Drop a merchant's deal in once. Underwriting Studio reads it, tells you which of your funders will actually buy it, and writes the submission for each one. Stop blasting 20 funders and burning relationships on declines.

2-minute setup · Cancel anytime · Built for MCA
app.underwritingstudio.com
SUMMIT WELDING CO.
8 FUNDER MATCHES
$125k rev/mo · 788 FICO · 2nd position · NY
LIKELY TO FUND
Bitty · Forward · CFG · Fox · +4
matched to each funder's box · ready to send
RIVERWORKS PRINTING
3 MAYBE
4 mo statements · thin file · 1st position only
LOTUS NAIL BAR
PASS — don't shop
reverse consolidation · on DataMerch
How it works

Drop it. Match it. Send it.

From a raw merchant submission to tailored packages in the right funders' inboxes — without reading a single guideline doc.

1

Drop the deal — or email it

Drag the application and bank statements in, or forward the submission to your inbox and it runs itself. You get a full read on the file — revenue, positions, red flags — in about a minute.

2

See who'll fund it

The deal is matched against every funder's box you've loaded. Get a ranked list — likely to fund, maybe, and don't-bother — so you stop wasting submissions on guaranteed declines.

3

Send & track

Fire off a tailored submission to each matched funder in one click from your own Gmail, then track every deal from sent to offer to close — all in one place.

Why brokers pick us

Everything between "I got a deal" and "it's funded."

Not a generic AI wrapper. Built specifically for MCA brokers and ISOs shopping real deals to real funders.

Funder matching

Every deal is scored against each funder's box — revenue floors, FICO, position, state, industry. Get a ranked list: likely to fund, maybe, and don't-bother. Stop sending deals that were always going to decline.

The Broker Take

Before you shop it, see what funders will love and what they'll pick on — strengths, weaknesses, and the realistic outcome: which paper tiers and states are open, and where you'll get declined.

Per-funder submissions

For every matched funder, we draft the submission the way they want it — the right summary, the right attachments, the right tone. Edit and send, instead of writing the same email twenty times.

Unlimited funder sends

Analyze the deal once, submit it to as many funders as you want. You pay per deal you run — never per funder you shop it to.

One-click Gmail send

Fire submissions straight from your own Gmail, so they land in funders' inboxes from your address — no copy-paste, no switching tabs, nothing to set up.

Deal tracking

Every deal in one board — which funders have it, who's offered, who's passed, what's still pending. No more chasing threads across your inbox to remember where a deal stands.

Shared funder library

Keep every funder's guidelines in one place your whole team works from. Update a box once and every rep matches against the same current rules — no stale PDFs floating around.

Reads every statement

True revenue, deposits, ADB, neg days, NSFs, and every open position — pulled from the statements automatically, so you know the file cold before a funder asks.

Catches the red flags

Reverse consolidations, undisclosed positions, deposit drops, DataMerch hits — surfaced up front, so you don't burn a funder relationship shopping a deal you should've passed on.

Security & privacy

Your data stays yours.

Underwriting is about the most sensitive paperwork a business has. We treat your deals that way.

Never used to train AI

Every file is analyzed on a strict no-training basis. Your deals never train our models or anyone else's — they're used to produce your report and nothing more.

Never sold or shared

We don't sell, rent, or hand your data to any third party. The only place your files travel is the analysis engine that produces your underwriting report.

You own your output

Every report, decision, and export belongs to you — not us. Take your data with you anytime, and delete your files whenever you want.

Private & isolated

Your files live in a private, company-scoped vault that only your team can reach, encrypted in transit and at rest — fully walled off from every other shop on the platform.

You control retention

Delete any deal or document whenever you want — and what you remove is gone for good. You decide what stays and for how long.

Built on trusted infrastructure

Runs on SOC 2-compliant cloud providers (Cloudflare and Supabase) with role-based access, so only the right teammates can see each deal — the same backbone enterprises rely on.

Pricing

Simple pricing. No setup fees, no commitment.

A simple monthly base plus a small fee per deal you analyze — then submit it to as many funders as you want, at no extra cost. No deal caps, no per-submission fees. Managed AI included: no separate Anthropic account, no per-token billing to track.

Solo
$99 / mo
+ $1.50 / deal analyzed
For the independent broker or one-person ISO. No API key — we cover the AI.
  • Unlimited funder submissions per deal
  • 1 seat
  • Funder matching + the Broker Take
  • Submission packages + Gmail send
  • Deal tracking
  • DataMerch + email intake included
Choose Solo
Brokerage
Custom
volume per-deal rate
For high-volume shops and super-brokers running a big team.
  • Everything in Team
  • Unlimited rep seats
  • Lowest per-deal rate
  • White-label distribution
  • Dedicated success rep + onboarding
Talk to us

Example: a broker running 100 deals/month on Team pays about $524/mo — and submits each deal to as many funders as they want, at no extra cost. You only pay for deals you actually analyze.

Power-ups & integrations

No setup fees. Competitors charge $1,000 just to switch an integration on. Enable any of these on any plan — usage is passed through at cost.

Add-on
Thomson Reuters CLEAR
Background, identity & KYC checks pulled right inside the deal — no separate CLEAR login.
+$99 / mo
+ pass-through per report
Add-on
Experian Credit
Consumer & business credit on the applicant, scored into the report automatically.
+$99 / mo
+ pass-through per pull
Included
DataMerch
MCA industry blacklist auto-checked on every deal. Bring your own credentials.
Included
on every plan
Included
Gmail one-click send
Send funder submissions straight from your own Gmail — no copy-paste.
Included
on every plan
Questions

Frequently asked

How are AI costs handled?
Managed AI is included — we cover the Anthropic API costs. You don't need an Anthropic account, you don't paste in API keys, you don't get a separate token bill. Your plan is a low monthly base plus a flat fee per deal you analyze (shown on each pricing card). You're only charged once per deal, no matter how many funders you submit it to — submissions are unlimited. We absorb the per-token volatility so you always pay the same flat rate per deal.
How does funder matching work?
You load each funder's box once — revenue floors, FICO, positions, states, industries, and whatever quirks they're known for. When a deal comes in, we read the statements, then score the file against every funder's rules and rank them: likely to fund, maybe, and don't-bother. You keep the boxes current (and on Team, your whole shop shares one library), so the more you use it, the sharper your matches get.
How accurate is the read on a file?
As accurate as the statements you feed in. The analyzer reads every PDF page and identifies MCA positions — including the deposit/debit name asymmetries other tools miss — so you know a deal's real revenue, positions, and red flags before you shop it. It's a fast, thorough first pass, not a replacement for your judgment on which funder to lead with.
Will my data be used to train models?
No. PDFs are sent to Anthropic for analysis on a no-training basis (per their API terms). We store the resulting report and metadata in our database to power your dashboard, but never share with third parties. Privacy policy on the footer covers specifics.
Can I cancel anytime?
Yes. Cancel from the in-app billing portal. Your access continues through the end of the paid period. No long-term contracts on Solo or Team — pay monthly or annually, your choice.
Can I white-label this for my shop?
Every paid tier brands the in-app experience to your company (logo, name, colors). Full white-label distribution to your reps is available on the Brokerage tier — talk to us.
Do I need a developer to set this up?
No. Sign up, drop your logo, and load your funders — pick from the shared directory or upload each funder's guidelines as a PDF and we extract the rules. You're matching and submitting deals in a few minutes.

Ready to stop shotgunning?

Load your funders, drop in a deal, and see exactly who'll fund it — before you send a single email.

Start free →